Posts tagged budgeting

8 Steps to Keep your Holiday Season Debt Proof

Borrowing money for the holiday season is no misnomer for many American families.  American families are constantly being bombarded with retailer’s advertisements of buying, and fighting the buying temptation can be difficult.  Statistics show that nearly 1 in 10 families borrow money to spend on Christmas gifts and those same families are unable to pay their bills at the end of month in December.  Read the rest at Your black world

Share

Cybermonday spending

Talkin about Cybermonday

Share

Black Friday Budgeting

I recently created a blog post on African American Money, discussing 5 tips that can help consumers stay within their personal budget and eliminate overspending.  Check it out:  Click link

Share

Holiday Spending

Discussing spending and budgeting for the holiday season.

Share

Are you living a Mint life with your personal finances?

We’ll if you’re a user of Quicken or QuickBooks when it comes to your finances than you will love Mint.com.  Why, because Intuit the creators of Quickbooks and Quicken own Mint.com (they acquired the company in 2009). Not that it means anything, but I thought I’ll share that tidbit, just to give you some history on the company.

At first I was hesitating with using Mint.com, I enjoyed Quicken and I was very comfortable with the program. But now that I am doing more work on my I-phone I wanted to be able to manage my finances with a personal finance app that eliminates the headache of syncing information between my computer and my I-phone via online. So, that’s just one reason why I took the leap. I was also impressed with how my banking information was instantly updated between my computer and my I-phone. This feature eliminates the back and forth changes between the two interfaces.

The second reason why I switch I was happy with how the historical information populated as far back as 90 days, all I have to do is go back and make some category changes. Now the only caveat that you may have with the program is that everything is done online meaning that there is no downloading software on to your computer’s hard drive. So word of caution if you are leery about working online because of online cyber theft then this program may not be for you, you may want to consider the manual version of Quicken. But if your an online banking user like myself than website is fully encrypted with VeriSign and TRUSTe, and don’t forget if your managing your personal finances on a daily basis than you should notice any hokey pokey that could occur with your online account.

So I will end this blog post with I am very comfortable with the program and I highly recommend it for your personal finance use.

Share