PPI claims after your IVA has completed

Interesting read. As I know), Is there a defined period Iva trusts have in which they should attempt to complete their investigations concerning items such as PPI? Otherwise they could drag their feet and keep this going on for years and years although I don’t have any PPI (as far. All of this time these are generally keeping individual economic documents, clearly without having a fixed time period this contravenes GDPR?

Sara (Financial Obligation Camel) says

PPI complaints are closing. You aren’t likely to win an issue about any of it.

darren kelly says

I received my conclusion certification, but have actually simply been contacted by WageDayAdvance representatives beginning i will be due some Redress. We hadn’t started the claim, me to submit the claim today until they asked. If I really do get this, would my IVA expect the cash to visit them? And wouldn’t it immediately be compensated for them?

Sara (Debt Camel) says

When ended up being your borrowing from WDA?

It had been just before my IVA and once whilst inside it

Sara (Financial Obligation Camel) says

Well this will depend from the terms of your IVA and in addition which IVA company you utilized as some do not have fascination with reopening finished IVAs. In training the amount of money might be delivered to you.

Darren kelly says

It had been Thorton that is grant which up to Apperture

Michelle Peach says

We had been within an IVA 12 years back. We paid in to the IVA for more than 2 yrs once I ended up being clinically determined to have aggressive cancer tumors. The creditors voted to shut the IVA as there clearly was no prognosis that is clear I wasn’t working. A certificate was received by us of Satisfaction plus the creditors had been paid though it ended up being a much reduced quantity. Certainly one of our creditors had been the Northern Rock. We now have simply been notified by business working with PPI enquiries that my spouce and I have entitlement to a return of premium from Northern Rock. We additionally stated through the Halifax some years back. The Halifax delivered the monies direct to us (these were additionally certainly one of our creditors). Northern Road have said that they truly are maintaining the funds towards our IVA. Can they are doing this? If we now have gotten a certification of Satisfaction 9 years back saying the IVA had been settled who is able to this be reasonable. It has nothing at all to do with the very fact which they mis-sold us PPI. Please advise.

Sara (Financial Obligation Camel) says

It’s quite common for the creditor setting down a PPI reimbursement against a financial obligation in a IVA.

I’ve just made the ultimate re re payment and my IVA business is keeping my certification for them to investigate all my PPI until I sign an agreement. To be honest the IVA business has recently examined my PPI claims while I became when you look at the IVA. They took around £3500. I did son’t see a cent needless to say. Now exactly why are they asking to complete another research?

Sara (Financial Obligation Camel) says

This argument is not likely to enable you to get anywhere. They truly are eligible to will not complete your IVA until you agree. It is understood by me’s irritating, however the choice is yours.

Rebecca Arthurs says

I became adviced check with residents advice which stated I became in no state that is financial spend my ctax arrears over £4,500 and my advice centre said my only choice had been iva thus I took there advice ended up being released and I also made a claim for ppi and had been awared over £3000 however the bank that awarded me personally delivered it directly to iva so when I happened to be with debt online payday loans in Alabama for ctax £4.500 and absolutely nothing because of any banking institutions or estates just tiny high rates of interest companies e.g. provident all under £9000 !the £3000 will not protect the ctax and is more than all of the businesses that are small. provident so just why have they taken this £3000 we was granted ? The business that got me ppi sent me personally a contact and letter saying very good news u v been granted £3000 I quickly called them they called the bank who said it’s sent to iva but I was discharged as i never got nothing

Sara (Debt Camel) says

Have you been certain you’d an IVA? If perhaps you were “discharged” after per year, this sounds a lot more like bankruptcy or perhaps a financial obligation Relief purchase?

I became within an IVA which completed We claimed ppi while within the iva and had been granted ВЈ3500 it was compensated to your internet protocol address and to the iva .

May I now claim this relative straight straight straight back through the internet protocol address

Sara (Financial Obligation Camel) says

No. Maybe perhaps perhaps maybe Not if you don’t can show it will not need gone into the internet protocol address.

Sonaton Saha says

Hi, We have finished my 6 years IVA and my certification had been granted from aperture. We have started my iva with DFD but later on on they relocated it to aperture. on my certificate following wording ended up being written- “Dividends Creditors whose claims had been outstanding or unsupported following the final claiming deadline, had been excluded in complete or component through the dividend circulation; nevertheless, they stay limited by the conditions and terms of this finished Arrangement(s). All dividends have now been equalised where funds allowed. VAT and PPI The manager continues to cope with the PPI and VAT dilemmas prior to the resolutions proposed and authorized by the creditors during the conference of creditors.”

within my IVA DFD stated PPI. week that is last have obtained one page from very first dispute administration saying they are instructed by my aperture manager to research different mis-selling claims which could occur in my IVA and after this received e-mail from aperture whether i’ve gotten the page or perhaps not. if i change target, they wish to understand my address that is new where can resend that kind. May I ignore them? They reopen my iva? i have not received any ppi money from lenders personally, even i am not bothered if i do can. We really don’t want this hassle any longer. I will be significantly more than thrilled to finish my IVA. I might be actually grateful to possess your advice regarding this matter. Many thanks