McLeod County & Carver County Region Two-Percent Loans

Safety Bank & Trust Co. is a proponent that is strong of area organizations since its founding in 1935. We have been releasing this program that is new help help those organizations within our communities which have supported us. It really is our method to continue steadily to hand back to our area. Most likely, Growing, together isn’t only a motto, it is an action.

What’s the Two Percentage Loan Program?

Two-Percent Loans offer funding to McLeod & Carver County companies to buy gear and/or to produce building improvements. Protection Bank & Trust Co. will request that the business enterprise’s main depository reports either keep on being held at or relocated to its bank as a component associated with funding procedure. Safety Bank & Trust Co. will lend as much as $75,000 at 2 per cent interest for qualified purposes defined below. The amortization routine will undoubtedly be determined in the right time of application and certainly will maybe not meet or exceed a decade. The costs for the loan will be described as a 1 per cent origination cost, $150 paperwork charge, ar,d any away from pocket expenses (title work & appraisals where relevant) due at closing.


  • Applicant must repay the mortgage and stay an credit risk that is acceptable
  • Usage contractors certified in Minnesota
  • Fulfill all populous city codes for several rehab work or gear installments
  • Adhere to zoning ordinances
  • Safety Bank & Trust Co. should have a very first lien on security. Loan may be a lien/mortgage that is second safety Bank & Trust Co. has or refinances any current first property mortgage/lien at market rates.
  • Safety Bank & Trust Co. cannot finance any ongoing work began prior to the loan
  • This program shall be maxed down at $20 million as a whole loans.

Whom is Eligible

  • All companies headquartered in McLeod or Carver County, Minnesota.
  • The applicant could be owners that are individual partnerships, and corporations.

Eligible Uses

  • Improvements on real-estate including:- Interior Modifications- Windows- Roofing- Plumbing- Electrical- Mechanical Systems and Air Conditioning- All focus on the leading and edges of company structures dealing with general public roads
  • Parking lots, including lighting, surfacing and gardening
  • Energy energy and conservation retrofits
  • Handicap access
  • Manufacturing & operational gear
  • Gear should be situated in topic area and cars usually do not qualify
  • Property purchase

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