Let me make it clear about so how exactly does a Provident loan work?

Are you currently considering taking right out a loan from 1 regarding the UK’s biggest house credit providers? Learn more about the program procedure, and what you ought to make an application for a Provident loan. Please be aware, all Provident loans are susceptible to approval.

Just how much you ought to borrow

1) Select your loan choice

Utilize our calculator to pick exactly how much you’ll want to borrow, in addition to true amount of months you’d like to borrow it over.

Pick from 13, 26 or 52 days in order to make repayments.

2) begin your application for the loan online

To try to get a Provident loan you need to:

  • Be a UK resident, aged between 18 and 74
  • Have contact telephone number along with your target details for the last 36 months
  • Consent to a house see from 1 of your team plus an affordability evaluation

You will definitely get an initial choice in mins that will inform you in the event that loan is agreed in theory. Study our faq’s to learn more.

3) Finish a home visit to your application

For those who have been accepted in theory, an associate of our team will go to you in the home and certainly will carry out an affordability assessment so that the loan is workable and sustainable for you personally.

Provident workers carry formal ID so that you’ll always understand whom you’re speaking with.

All our house visits are sound recorded for training and quality purposes, to ensure that you have the service that is best each time we see. Find out more FAQs about our vocals recording right here.

Please be aware that the total amount which you are offered following the affordability assessment that you have applied for may not be the amount.

Exactly what do i would like when it comes to home check out?

Evidence of ID

You will be expected to demonstrate evidence of your ID:


  • Present picture card licence that is driving
  • Present passport
  • National issued documents such as for instance council tax or division for work and pensions communications.

To look at the list that is full of, view here.

Evidence of income

You will additionally be expected to show evidence of your revenue:


  • Payslip(s) from your own company
  • Statement of profits
  • Son or daughter advantage

At Provident we give consideration to all sorts of circumstances, whether you are employed, unemployed, self-employed or getting benefits. To get out what exactly is accepted paperwork for every click the link.

If for example the loan is authorized, a part of our group will deliver the cash to your house and each week gather your repayments from your own home at the same time and time that best payday loans in Suffolk direct lenders suits you.

Provident runs a zero tolerance policy to threats and violence towards Provident Representatives.

Frequently asked questions

You can borrow between ВЈ100 and ВЈ1,000, at the mercy of affordability. Us, you know upfront exactly how much you will have to pay each week and in total when you take a cash loan with. This means it is possible to borrow funds knowing there may never be any unanticipated charges that are extra.

Accepted in theory is just a stone that is stepping complete approval of one’s loan. To try to get a Provident loan, you need to perform a form online or on the phone. During this period regarding the application we execute a credit check. This check assists us to determine you and helps to confirm your identity whether we are able to lend to. This credit check is proportionate into the loans you can expect so that you don’t have to have a credit file that is perfect.

No. There is no need a bank account for the true house built-up loan because the loan is sent to you by a part associated with the Provident group in money. They’ll come round every to collect repayments which can be paid in cash week.

Yes, we start thinking about all circumstances. We become familiar with your individual circumstances and carry an affordability assessment out. Which means that no matter if you’re self-employed, unemployed or on benefits when you can provide evidence of earnings and outgoings, in addition to person in all of us going right through this to you is satisfied that the mortgage is affordable and sustainable for your needs, you might be accepted for the Provident loan. To learn more about what exactly is accepted proof earnings follow this link.